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Transcript

Ask about the Money

My niche is couples counseling, it’s my favorite. There may come a time when I prioritize couples as clients, over individuals, for Therapy and Life Coach sessions.

I’m appalled at the financials that couples do NOT know about each other.

I know I’m strict, but I recommend that you don’t agree to be exclusive, until you know the basics of that person’s financials.

If you can’t talk about money, they why are you having sex with that person? Why are you agreeing to be in a relationship with that person.

You should treat both your body (sex) and financials (money) like they matter because they do!

I tell my male clients, don’t send d!ck pics to any woman unless you would feel comfortable giving her your credit card.

Oh, you don’t know her? You don’t trust her? Then why the f$ck are you sending d!ck pics. There’s blackmail, sabotage, reputation, humiliation and even big money on the line if you give your personal stuff to a predatory female.

Before you ever ask a woman to be your girlfriend as a man or agree to be exclusive as a woman, you should know the basics of that person’s financials.

Oh, that’s invasive? That’s private info? Then stick to casual dating, don’t commit to an exclusive relationship.

Why bother falling in love or being exclusive if that romance won’t go anywhere?

If you refuse to have financial conversations with your new Boo, you will have big issues later on . . . like hashing it out in the Therapist office or in divorce court.

I’ll run down a few of the basics that you should know about someone before you ever agree to be exclusive.

  1. Salary

  2. Debt

  3. Assets

  4. Credit score

  5. History including liens or bankruptcy

  6. History including non-compliance with child support or alimony

  7. Savings

  8. Business partners or company ownership structure if it applies

  9. Risk exposure with investments

  10. Inheritance potential

Perhaps you don’t need to know down to the granular, every detail at the start of the romance. But before you agree to be exclusive, you should know the basics like their salary or where they get their income, general idea of their assets and debts and you definitely need to understand that person’s attitude toward money.

If you have vastly different attitudes about money, that’s going to cause you big problems later in a relationship or marriage. Figure that sh!t out before you even commit.

People b!tch that I say coffee is cheap on a 1st date.

Please, that’s the little stuff for superficial first impression.

The big stuff down the line includes your entire financials and your attitude about money. You need a partner that you negotiate, compromise and communicate with about money.

If you don’t talk about money in the beginning, you’ll talk about it later in the Therapist office or divorce court.

The stakes will only get higher, alimony, child support, division of assets all on the line in divorce court.

You can whine that I’m strict, but I will save you money. My recommendation, don’t agree to be exclusive with anyone until you’re comfortable talking about your finances with them and you feel you can negotiate, compromise and communicate about money with them.

If that person isn’t important enough or you don’t trust them enough to talk about basic financials, then you should not be in an exclusive relationship with them.

It’s that simple.

  1. A man should not send d!cl pics unless he trusts that woman with his credit card, that probably means a girlfriend or wife.

  2. Both and women shouldn’t agree to be exclusive until they know the basics of each other’s finances, and they’re comfortable talking about money with each other.

Keep it simple.

Don’t lose your money.

Don’t get stuck with someone with whom you can’t negotiate with about money.

It is that simple.

It’s only complicated when you refuse to financially vet someone, hopefully you won’t find out the hard way ie lose your money to someone nefarious.

Don’t be the couple that argues over money in the Therapist’s office or haggles over the money in divorce court because you didn’t pick a partner you could align with on finances.

Ask about the Money.

rhmaldonado.com

Video: Scott Bessent, Secretary of the Treasury, is asking questions about the money. If the US had been fiscally responsible, figured that sh!t out earlier, the United States wouldn’t now be defrauded out of billions of dollars from illegals and NGO’s, now would they.

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